Privacy Policy
Last Updated: 2024
Disclaimer: This document is a standard template provided for informational purposes regarding Quiet Mantel's data practices in Calgary, Alberta. It does not constitute legal advice.
1. Introduction and Scope
Quiet Mantel ("we", "us", or "our") operates as a specialized consultancy focused on the strategic investment of inherited capital. We are committed to protecting the privacy and security of the personal information of our clients and website visitors in Calgary and throughout Canada.
This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and Alberta's Personal Information Protection Act (PIPA). By using our services or accessing our website, you consent to the data practices described in this policy.
2. Identification of the Data Controller
The entity responsible for your personal data is Quiet Mantel. Our Privacy Officer is tasked with ensuring compliance with Canadian data protection laws.
Contact Details:
Quiet Mantel
Address: 840 7th Avenue SW, Calgary, AB T2P 3G2
Email:
Phone: +1 (292) 478-3714
3. Information We Collect
To provide bespoke investment strategies for inherited funds, we collect several categories of information:
- Identity Data: Full name, marital status, and proof of identity required for financial compliance.
- Contact Data: Residential address, email address, and telephone numbers.
- Financial Data: Details regarding the inheritance received, current asset allocation, risk tolerance profiles, and bank account information for transaction processing.
- Technical Data: Internet Protocol (IP) address, browser type and version, time zone setting, and location data gathered via cookies and tracking technologies.
- Usage Data: Information about how you use our website and services, including the "Inheritance Capital Management" reports you access.
4. Purposes and Legal Basis for Processing
Under PIPA (Alberta) and PIPEDA, we must identify the purposes for which we collect personal information at or before the time of collection. We process your data based on:
Contractual Necessity
To provide the investment advisory services you have requested, including asset allocation protocols and property disposal metrics.
Legal Obligation
To comply with Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations applicable in Canada.
Consent
Where you have provided explicit permission to receive our "Capital Preservation Strategy" newsletters or marketing materials.
Legitimate Interest
To improve our website functionality, ensure network security, and prevent fraudulent activities.
5. Data Retention
Quiet Mantel retains personal information only as long as necessary to fulfill the identified purposes or as required by law. For financial records and investment advice related to inherited capital, we typically retain data for a period of seven (7) years following the termination of the client relationship to comply with Canada Revenue Agency (CRA) requirements and professional liability standards.
When personal information is no longer required, it is securely destroyed, erased, or made anonymous.
6. Disclosure and Transfer of Data
We do not sell your personal information. We may share your data with:
- Service Providers: Third-party vendors who provide IT support, data storage (cloud services), and analytical tools.
- Financial Partners: Institutions required to execute your "Asset Allocation Protocol" or "Real Estate Liquidation" strategies.
- Regulatory Bodies: When required by law, such as FINTRAC or judicial orders.
Cross-Border Transfer: Some of our service providers may be located outside of Canada (e.g., in the United States). While your information is outside of Canada, it is subject to the laws of the jurisdiction in which it is held.
7. Your Privacy Rights
As a resident of Calgary, Alberta, you have specific rights under PIPA regarding your personal information:
Right of Access
You may request a copy of the personal information we hold about you and information about how it is being used.
Right of Correction
You have the right to request the correction of any inaccuracies in your personal data.
Right to Withdraw Consent
You may withdraw your consent to the collection, use, or disclosure of your data at any time, subject to legal or contractual restrictions.
Right to Complain
You have the right to challenge our compliance with PIPA by contacting our Privacy Officer or the Office of the Information and Privacy Commissioner of Alberta.
8. Cookies and Tracking
Our website uses cookies to enhance user experience and analyze traffic. This includes "Necessary" cookies for site operation and "Analytical" cookies to understand how visitors interact with our "Philanthropic Impact Study" and other resources.
9. Security Measures
Quiet Mantel employs high-level security protocols, including 256-bit encryption, secure firewalls, and restricted physical access to our Calgary facilities. We conduct regular audits of our "Capital Preservation Strategy" infrastructure to protect against unauthorized access, collection, use, disclosure, copying, modification, or disposal of personal information.